+xPaul,We are UK based and have multi-trip, global travel insurance from our credit card - Nationwide. The maximum trip duration has, however, just been reduced from 6 months to, I think, 4 months which is an issue for us in 2025. Thus far it has been very cost effective.Simon
DAN: Diver’s Alert Network (last edited) 12-24
Hi all,
Not sure whether this is speaking to the question, but may be worth wider awareness.
When we moved aboard in 2002, we were willing to take our chances on covering our health problems locally and paying out-of-pocket. That has worked out for the handful of health problems, some big, most small, that have needed attention over the years.
But we were concerned about a catastrophic medical emergency as we were often in areas where any sort of sophisticated medical facilities were non-existent.
As divers, we were aware and members of DAN: Divers Alert Network. We still are members and have deemed it acceptable to covering our catastrophic needs.
As I understand and remember the terms, the following is true, but please check out thoroughly and post a reply if I am mistaken or terms have changed. We are fortunate to not have first-hand knowledge*.
You do not have to be a diver to join.
In a medical emergency, DAN will help find a medical facility with the expertise to treat the problem and get you there. They will choose where you go: you can’t say “Take me to my home hospital”, but the choice will be driven by their having the expertise to meet the medical demands of the emergency.
I believe they have expanded their coverage.
I believe they provide consultation over the phone.
I believe they have a 24/7 hotline.
The yearly fee is quite modest.
My best, Dick Stevenson, s/v Alchemy
*We know of a cruiser who had a quite bad moped accident on a Greek Island without the facilities to treat the multiple injuries. He was evacuated to a German hospital where he received treatment. If memory serves the incident and evacuation was written up in a Seven Seas Cruising Association Bulletin years ago.